First Republic Bank

First Republic offers a Personal Line of Credit¹ that can be used to refinance your debt — including student loans, home expenses and car loans — and fund your goals, all at one low fixed rate.

Features include:

Industry-low fixed rates, starting at 2.25% APR (with discounts)²

Interest-only payments for the first two years

Ability to refinance existing debt into one monthly payment

Convenient access to funds for large purchases

Tailored services from your dedicated banker

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