First Republic Bank
First Republic offers a Personal Line of Credit1 that can be used to refinance your debt — including student loans, home expenses and car loans — and fund your goals, all at one low fixed rate.
Features include:
- Industry-low fixed rates, starting at 2.25% APR (with discounts)2
- Interest-only payments for the first two years
- Ability to refinance existing debt into one monthly payment
- Convenient access to funds for large purchases
- Tailored services from your dedicated banker